Want to make a big fund in the long term? Which schemes should be invested in

Mutual Fund Long Term Investment Strategy: In the last few years, the trend of investors regarding mutual fund investment has increased very rapidly. Investors benefit from compounding as well as rupee cost averaging on investing in mutual funds with long-term goals. The specialty of mutual funds is that apart from lump sum investment, you can also invest monthly through SIP (Systematic Investment Plan). Mutual funds can be a good option if you want to build a good corpus over a long period of time. Experts believe that investing in the right fund/scheme is essential to achieve long-term growth in mutual funds. Therefore, it is very important to choose the right scheme considering your goals.

Where better to invest?

Deepak Jain, Head (Sales), Edelweiss Asset Management Limited (EAML) says, “I believe diversified funds like Large & Midcap or Balanced Advantage funds are better for any long term investment. Also, this is not a bad time to invest in some international funds like US Tech, ASEAN or Greater China.

Association of Registered Investment Advisors (ARIA) vice-chairman Vishal Dhawan says, when it comes to mutual fund schemes from a long-term perspective, one should use a better combination of passive index funds and Indian small cap funds. . He says, for good returns over the long term, a mutual fund portfolio should have a combination of Nifty 50 and S&P 500/MSCI World Index based passive index funds and Indian small cap funds (10 per cent). All these investments should be done through STPs / SIPs, so that the benefit of rupee cost averaging can be availed.

18th consecutive month of inflow

According to the data of Association of Mutual Funds in India (AMFI), only Rs 6,120 crore was invested in equity mutual funds in the month of August, which was the lowest in the last 10 months. However, despite the huge volatility in the market, positive inflows in equity mutual funds remained for the 18th consecutive month. According to the data, 6,120 crores were invested in equity funds in August, 8,898 crores in July and 18,529 crores in June. In May, this figure was 15,890 crores.

On the other hand, there has been a huge jump in debt fund investments amid a hike in interest rates. In August, an investment of Rs 49164 crore came in debt mutual funds, which is much higher than the investment of Rs 4930 crore in July. Overall, the mutual fund industry reported a net inflow of Rs 65,077 crore in August as against Rs 23,605 crore in July.

According to Amfi data, the number of SIP accounts reached a record level of 5.71 crore in August and an investment of Rs 12,693.45 crore came in. The SIP AUM (Asset Under Management) is at an all-time high and has reached the level of Rs 6.39 lakh crore. In August 2022, 21.13 lakh new SIP accounts were registered.

(Disclaimer: Mutual Fund investment advice is given by experts. This is not the view of Zee Business. Investment in Mutual Funds is subject to market risks. Please consult your advisor before investing)

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